About UsDelivering Certainty was established with the purpose of providing advice on and implementing specialist, professional risk strategies for the clients of accountants, financial planning practices, mortgage brokers and general insurance brokers.
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Adviser ProfileRichard Bowyer is Delivering Certainty's Principal and Senior Risk Adviser. Having worked in the financial planning profession for over 25 years, including running his own successful business in the UK for 15 years, Richard advises both personal & business clients regarding their risk protection needs.
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ServicesPersonal Risk Advice
No one likes to think how they or their family will be affected if they were to experience a serious illness or accident or, even worse , if the event is fatal For more.... Estate Planning
Estate Planning includes, not only the preparation of a Will for when you die but also other documents to ensure your affairs are in order when you die or are unable to look after them yourself For more... |
Business Risk Advice
Business risk advisers consider the impact of a crisis event to one of the business owners and help create strategies to ensure there is funding available for the seamless continuation of the business after the event and the smooth eventual transfer of the business shares For more... Business Succession
A buy/sell agreement is a legal mechanism, which works in conjunction with a shareholder agreement, by which business owners can ensure the smooth transfer of ownership of the business shares should a crisis occur to one of the shareholders. For more... |
What our clients say about our service.
“It's rare to find an individual or firm in the world of financial services who puts the client first and themselves second.
Richard has a well-earned reputation for honesty, integrity and exceptional client service. The strategy he presented was detailed, though everything was simple and easy to understand. I highly recommend him.”
Neil Horshall, Project Consultant, Construction Industry
Richard has a well-earned reputation for honesty, integrity and exceptional client service. The strategy he presented was detailed, though everything was simple and easy to understand. I highly recommend him.”
Neil Horshall, Project Consultant, Construction Industry