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Delivering Certainty
  • About Us
    • Adviser Profile
    • Our Advice Process
    • Our Licencee
  • Services
    • Personal Risk Advice
    • Estate Planning
    • Business Risk Advice
    • Business Succession
  • Referral Partners
  • Cover Types
    • Personal Insurances
    • Business Protection
    • Group Insurance
  • Contact

About Us

Delivering Certainty was established with the purpose of providing specialist, professional risk strategies for the clients of accountants, financial planning practices, mortgage brokers and general insurance brokers. The name of the company, Delivering Certainty, was very deliberate, as we feel that only by considering both the protection and estate planning issues for our clients can we truly be confident that our strategies will help deliver the certainty that our clients need at a time of crisis.

Our fully qualified risk professionals specialise in the provision of sound, needs based advice, utilising best-of-breed products and tax-effective structures and strategies. Our successful track record is built upon a combination of diligence, continuing education, process and most importantly, building a complete understanding of our clients' needs and objectives.

Whether an individual, family or business we collaborate with our clients' other advisers, such as their accountant or lawyer, to ensure that any strategy created works with, not in conflict with, their other arrangements.



Adviser Profile - click here

Our Advice Process - click here

Our Licencee - click here
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Why choose Delivering Certainty ?

When you're selecting an adviser to assist you with the creation of a wealth protection strategy, please be aware that they are not all the same. To ensure you get the best advice consider the following:

  • All our advisers are risk specialists, not financial advisers 'dabbling' in Risk, which will ensure that you get a very focussed advice experience.
  • Our client model is built on the provision of sound professional advice, not product, ensuring that you, as the client, are at the centre of the relationship, not an insurance company.
  • Our planning licensee does not tie us to an individual insurance provider so we can research the entire market on your behalf.
  • This whole-of-market view enables us to recommend best-of-breed products for you.
  • We rely on establishing collaborative relationships with other professions and will therefore co-ordinate our advice with your other advisers such as your accountant, lawyer or mortgage broker. This ensures that our strategies fit in with your overall financial situation.
  • Our Estate Planning qualifications and experience enable us to facilitate discussions in this important area and arrange for, and assist in, the implementation of an appropriate estate planning strategy.
PERSONAL RISK ADVICE     -     ESTATE PLANNING     -     BUSINESS RISK ADVICE     -     BUSINESS SUCCESSION PLANNING


         Richard Bowyer and Delivering Certainty Pty Ltd (ABN 168 151 880) are authorised representatives of Synchron AFS Licence No. 243313,

​PO Box 438, North Melbourne Vic 3051

​Please click for a copy of our Financial Services Guide & Privacy Policy


The information on this site is of a general nature only and has been prepared without taking into account any of your objectives, financial situation or needs. For this reason, before you act on this advice, you should consider the appropriateness of the advice taking into account your own objectives, financial situation and needs.  You should obtain and read the product disclosure statement before you make a decision about whether to acquire a financial product.