Call Richard Bowyer directly on 0466 759216
Delivering Certainty
  • About Us
    • Adviser Profile
    • Our Advice Process
    • Our Licencee
  • Services
    • Personal Risk Advice
    • Estate Planning
    • Business Risk Advice
    • Business Succession
  • Referral Partners
  • Cover Types
    • Personal Insurances
    • Business Protection
    • Group Insurance
  • Contact

Group Insurance

In a previous role Richard looked after the Group Risk plan for a national accountancy practice. During this time he saw up close the real benefits to employers as well as the obvious benefits to employees of a business establishing a group risk policy. With a variety of claims over a three year period the employer's obligations to its employees as well as its desire to be seen as an 'employer of choice' were significantly enhanced by their commitment to this plan.

With a group plan in place, should a long term illness or injury befall an employee, the cost to the business can be limited to the accrued sick leave only and the employer can apply a consistent business rule to all employee situations.


The benefits of group cover are twofold:

     1) Delivering value for Employers - Limiting financial liability, a consistent approach and creation of significant corporate benevolence.

     2) Delivering peace of mind to Employees - Provision of support and protection way beyond that expected from an employer.

For more details contact
Richard Bowyer
PERSONAL RISK ADVICE     -     ESTATE PLANNING     -     BUSINESS RISK ADVICE     -     BUSINESS SUCCESSION PLANNING


         Richard Bowyer and Delivering Certainty Pty Ltd (ABN 168 151 880) are authorised representatives of Synchron AFS Licence No. 243313,

​PO Box 438, North Melbourne Vic 3051

​Please click for a copy of our Financial Services Guide & Privacy Policy


The information on this site is of a general nature only and has been prepared without taking into account any of your objectives, financial situation or needs. For this reason, before you act on this advice, you should consider the appropriateness of the advice taking into account your own objectives, financial situation and needs.  You should obtain and read the product disclosure statement before you make a decision about whether to acquire a financial product.