Call Richard Bowyer directly on 0466 759216
Delivering Certainty
  • About Us
    • Adviser Profile
    • Our Advice Process
    • Our Licencee
  • Services
    • Personal Risk Advice
    • Estate Planning
    • Business Risk Advice
    • Business Succession
  • Referral Partners
  • Cover Types
    • Personal Insurances
    • Business Protection
    • Group Insurance
  • Contact

Personal Wealth Protection

At Delivering Certainty we strongly believe that the level and types of cover that you pay premiums for should directly relate to your needs and objectives.

This is why we spend the time during the initial discussions with you getting to know & understand those areas of your lives that are important to you.

A personal wealth protection strategy uses the
Different Types of Cover available in the market to ensure that those goals are protected in the most efficient way, taking into account:

      - Types of cover
      - Level of cover
      - Most appropriate insurance provider
      - Ownership (Self, Spouse, Company, Trust, Superannuation)
      - Estate Planning considerations
      - Tax
      - Premium Cost (Gross and Net of Tax)

Our advice is always provided via a formal document, a Statement of Advice, which will give you the peace of mind that once implemented your needs and objectives can still be met even in a crisis. 

We also recognise that over time your circumstances will inevitably change and therefore are fully committed to reviewing our advice strategies on a regular basis to ensure they continue to remain relevant to you.

Click Here to help you understand
Our Advice Process and how we can ensure you and those relying on you receive The Right Funds, in The Right Hands, at The Right Time.
PERSONAL RISK ADVICE     -     ESTATE PLANNING     -     BUSINESS RISK ADVICE     -     BUSINESS SUCCESSION PLANNING


         Richard Bowyer and Delivering Certainty Pty Ltd (ABN 168 151 880) are authorised representatives of Synchron AFS Licence No. 243313,

​PO Box 438, North Melbourne Vic 3051

​Please click for a copy of our Financial Services Guide & Privacy Policy


The information on this site is of a general nature only and has been prepared without taking into account any of your objectives, financial situation or needs. For this reason, before you act on this advice, you should consider the appropriateness of the advice taking into account your own objectives, financial situation and needs.  You should obtain and read the product disclosure statement before you make a decision about whether to acquire a financial product.